Banking

Software Engineer II - Banking and Money Movement Team

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Marqeta is looking for a talented Software Engineer II to deliver resilient and sustainable software projects from design to implementation and rollout. You will execute defined projects to achieve team-level goals and work on and own minor features in support of larger features. You will contribute heavily to test development and bug fixing and may mentor new hires, interns, or more junior engineers.

The Banking and Money Movement engineering team develops and optimizes financial services, including account creation, transaction processing, payment systems, banking integrations, reporting, and reconciliation. We work collaboratively to ensure secure, efficient, and innovative solutions that meet regulatory standards and enhance user experiences in moving the money.

We work Flexible First. This role can be performed remotely within the Ontario or British Columbia areas. We’d love for you to join us!

Learn more about our Product and Engineering team

The impact You'll Have

  • Independently and consistently develop, and deliver clear, bug-free code.
  • Decompose simple problems or business scenarios into solutions composed of multiple software components interacting with each other.
  • Own small features.
  • Achieve team-level goals and work on and own minor features in support of larger features.
  • Read and navigate through a large code base and effectively contribute to test development and bug fixing.
  • Participate in the core processes of the team, including recommending and implementing process improvements, as well as planning, on-call rotations, bug triage, metrics review, etc.
  • Ensure the team delivers secure and compliant products for our customers.
  • Contribute to a positive sense of community on the team (e.g. engage in team lunches, team off-sites, new-hire onboarding, etc.).

Who You Are

  • 2+ years experience as a backend engineer and a Bachelor’s degree; or an advanced degree with no relevant experience. Instead of a degree, 5+ years of relevant experience may suffice.
  • Experience developing in Java.
  • Experience with Web Services and Microservices.
  • Experience with SQL.
  • Experience working with distributed systems.
  • Experience working at a SaaS-based product company.
  • Ability to decompose business problems into solutions that may require designs with multiple interacting components.
  • Ability to build correct, maintainable software components.
  • A focus on quality and meeting deadlines.
  • A strong grasp of the libraries, platforms, and systems.
  • Ability to present clear and concise messages tailored to various audiences; able to communicate in a clear, concise, and respectful manner both verbally and in writing.
  • Ability to share relevant information including if difficult task-level trade-offs that impact the product need to be made.
  • Ability to work with cross-functional stakeholders to identify technical blindspots and clarify ambiguity.

Nice to haves

  • Experience with payments or the FinTech space.
  • Startup experience.
  • Production experience with AWS.
  • Experience with Kubernetes.
  • Experience developing in Python.
  • Experience building scalable software platforms.

Your Manager

Your Manager

  • Kayla Osuna

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. 

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 114,400 - 137,300.

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

  • Multiple health insurance options
  • Flexible time off – take what you need
  • Retirement savings program with company contribution
  • Equity in a publicly-traded company 
  • Monthly stipend to support our remote work model
  • Annual “development dollars” to support our people growth and development
  • Family-forming benefits and up to 20 weeks of Parental Leave

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that.  This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.


Marqeta’s Values

– Intentional Curiosity: We believe in asking the questions others shy away from. True progress comes from understanding today’s realities while challenging ourselves to do better and take on the status quo. 

– Thoughtful Responsibility: We believe that every interaction with our technology and platforms matters. Businesses and livelihoods rely on our work, so we strive for excellence and accountability every day with the highest standards for failsafe technology and compliance.

– Innovative Simplicity: We believe that simplicity is powerful, especially in innovation—making a tool work better or finishing that feature that makes everyone smile. Our customers face a lot of complexity. We’re not here to add more.

– Shared Success: We believe the measure of our success is the success of our employees, customers, and communities. From local businesses to big corporations, our impact goes deep and wide. And we’ve got the results to prove it.

– Passion to Thrive: We believe anyone with a better idea should be able to change the game for our company and our customers. We solve big problems for our customers and draw energy from that challenge and opportunity.


Equal Employment Opportunity, Accommodations and Privacy 

Marqeta is proud to be an equal opportunity employer that gives consideration to all qualified applicants regardless of race, ancestry, national  origin, color, Indigenous, citizenship, religion/creed, sex, sexual orientation, gender identity, gender expression marital status, family status, disability, veteran status, criminal histories consistent with legal requirements, or any other characteristic protected by applicable law. 

Our dedication to diversity and inclusion extends beyond the categories above. Review Marqeta’s ESG Report to see that dedication in action. Fostering an environment where everyone feels valued and respected creates a stronger and more innovative team at Marqeta. We celebrate the unique contributions of each individual and empower all members of our organization. Join us in building a company where diversity thrives and everyone can be their authentic selves.

If you require reasonable accommodation for the application process and beyond (including due to a disability), please submit this form and we will be more than happy to assist you. Marqeta will make reasonable accommodations for candidates when needed in accordance with applicable law. The Applicant and Candidate Privacy Notice applies to the personal data that you directly provide to us or that we collect during the application and candidate recruitment process.