What is modern card issuing?

Customizable Open APIs and programmable infrastructure enable new business models and digital experiences.

Build a card program tailored to your unique business needs

Build a card program and issue virtual or physical cards that exactly match your use case

Next-gen credit cards

Provide personalized rewards and dynamic APRs and credit lines

Contactless payments

Instantly provision cards into digital wallets to extend your program’s reach

Instant issuing

Enable payments that can be faster than ACH and more cost-effective than checks

Custom payment experiences

Validate criteria such as vendor, amount, time, and location in real time

Granular fraud control

Dynamically approve or reject transactions in real time based on contextual data

Embedded finance

Blend payments into your user experience

Zero-balance prepaid cards

Release your company funds in real time to help optimize cash flow

Fast reconciliation

Insert custom metadata into transaction records to accelerate reconciliation with your ordering or sales system

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Modern card issuers deliver a flexible and customizable experience

that can enable innovative use cases and easily expand to new markets

Modern card issuing platforms

Self-service, developer-centric

Flexible and adaptable APIs

Digital wallet enablement

Dynamic spend controls

Data insights

Real-time notifications

Build once, deploy anywhere

Typical legacy platforms

High-touch consulting required

Read-only and fixed APIs

Lack of digital access

Fixed controls

Limited and fragmented reporting

Lack of real-time information

Re-implement in each region

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Modern card issuing is empowering innovative, global brands

“Without Marqeta’s platform and APIs there would be lots of use cases that we couldn’t serve. A lot of restaurants require payments at the point of sale, and Marqeta allows us to do that and serve the needs of our restaurants the way they would like to be served.”