From BIN sponsors to core banking providers, the payments web of life is supported by a diverse array of specialist players, each of which exists to deliver world class user journeys.
We work with a range of partner businesses to help your card programme vision become a reality.
Card Scheme and Bin Sponsors
A Bank Identification Number (BIN) enables access to the global payment networks.
There are two ways to do this. You can either become a principal member of a card network (scheme) such as Visa or Mastercard, or use a BIN Sponsor who is licensed to share their scheme membership with third parties.
Enabling account creation, payments processing, servicing loans and other financial activities, such as customer data handling and analysis. An integral component of the payment ecosystem, core banking specialists support all sorts of financial businesses, including traditional banks, lending and fintechs.
To issue physical cards you’ll need to work with a card fulfilment specialist.
Marqeta has technical integrations with a host of experts in this area to help with things like card design, chip profiles, printing and distribution to your customers.
Use experts in risk management for your customer onboarding process.
A KYB/C specialist will equip you with the tools to perform a range of checks against new user applications to minimise fraud and payment defaults, whilst ensuring compliance with relevant local laws.
Your product roadmap should be informed by a business strategy
One of the best ways to develop an effective strategy is to call the expertise of a consultancy specialising in the financial world. They’ll offer essential insights and independent advice on market trends, emerging technologies and commercial presures to give your proposition the best chance of success.
We’re looking for partners that want to build the banks, lenders and fintechs of the future. Join our partner program and become part of a global community that aims to create better financial services for people everywhere.