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Embedded Finance

Modernizing the way the world moves money

Embedded finance can revolutionize the way your customers and employees interact with money by seamlessly integrating financial services into everyday platforms. Imagine the possibilities of a world where transactions are effortless and happen within the apps we already use daily. Join us in imagining a future where businesses are empowered to create an inclusive and efficient financial ecosystem.

Businesses and consumers are seeking a change

66% of consumers surveyed by Marqeta feel positively about brands beginning to offer financial services *.

Businesses today have an enormous opportunity to unlock delight. The kind of delight that arises when financial solutions are so seamlessly woven into our lives, we almost forget they are there. Embedded finance is your key. Deliver payment and money movement solutions within your trusted brand experiences.
 
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Marqeta

Your opportunity is calling.

It’s time to capture untapped market potential by exploring what embedded finance can mean for you.


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The volume of payments made through embedded finance channels in 2021.**

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The volume of payments that embedded finance is expected to rapidly reach by 2025.**
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Believe most financial services will be offered via non-financial platforms in the near future.**

Game changing solutions. Exponential benefits.

What Value Does Embedded Finance Deliver?
Marqeta
Marqeta

Consumer Loyalty & Acquisition

Be more for your customers. Build loyalty while reinforcing your brand at every touchpoint through seamlessly embedded financial solutions.
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Access to Business Capital

Unlock capital for your customers and growth for your business by offering flexible credit solutions that can be embedded anywhere.
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Worker Financial Needs

Earn your workers’ loyalty by addressing their most pressing financial needs.
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Controlling Business Spend

Build a custom payment solution to manage and optimize your business spend.

The 2024 State of Payments Report

The results are in. Companies that embed financial services into their native ecosystems can strengthen their businesses by improving customer loyalty and retaining valuable workers.

In Marqeta’s fifth annual State of Payments Report, we explore consumer purchase preferences—and how their shifting expectations are shaping future payment solutions.
 
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What a proven partner looks like

We’ve been enabling the world’s innovators for over a decade. You’re next. 
Marqeta
A modern, scalable, cloud-native infrastructure that you can build whatever you need.

Marqeta
Comprehensive suite of solutions for debit, prepaid or credit cards, for consumer and commercial use cases.

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Provide what legacy providers cannot and we’ve proven ourselves capable of operating at scale.

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A portfolio of account and money movement options,
a comprehensive risk offering to ensure success.

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A platform designed for every stage of growth, you can
build with one partner and stand the test of time.
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Robust program management expertise so you can execute a card program and be compliant.

More resources to help you shape the future

Blog article

Five Real-World Use Cases of Embedded Finance

Embedded finance has the potential to transform how people experience and interact with money across various industries.
Blog article

Greater employee financial wellness, simplified by embedded finance

Discover how Marqeta boosts employee retention by enhancing financial well-being.
Blog Article

Unlock business capital access with embedded finance

Learn how Marqeta’s embedded finance solutions can help SMBs gain access to business capital and deliver real growth...
Blog article

How to solve your business spend management challenges

Learn how Marqeta’s embedded finance can help you solve your business spend management challenges.
Blog article

How embedded finance improves customer loyalty and acquisition

Embedded finance allows companies to offer innovative financial services directly to their customers...
Blog article

Innovation pace picks up: How the fintech world will solve new pain points in 2024

This analysis reveals embedded finance, fintech e-commerce fusion, and AI-driven personalized services reshaping finance.
White paper

Accelerating Prosperity: The Power of Accelerating Worker Access to Pay

Dive into the benefits of accelerated wage access (AWA) for workers and employers, and how it’s differentiated...
White paper

Abstracting Complexity: How to Navigate the Payments Ecosystem with Confidence

From individuals to companies, purchasing goods and services today has become increasingly seamless.
Video

Customer Expectations for Payment Experiences

Simon Khalaf, Marqeta's CEO, discusses what modern consumers expect out of payment experiences today.
Video

How Marqeta Helps Customers Unlock Success

Find out from our Senior Director of Growth Sales, Kate Cardone, how Marqeta supports our customers.
Video

The Increasing Importance of Personalization

Whether brands are embedding financial solutions in their offerings or launching a credit program, personalization is crucial...
Video

Webinar: Abstracting the Complexity from Embedded Card Programs

Watch Marqeta and Alex Johnson's insightful 60 minute conversation on how to navigate the complexities...