What is modern card issuing?
Customisable Open APIs and programmable infrastructure enable new business models and digital experiences.
Card issuing refers to all elements encompassing the production and distribution of card products. This includes licensing to scheme membership, marketing to card launch, operational activities, strategy and profitability.
Build a card programme tailored to your unique business needs
Build a card programme and issue virtual or physical cards that exactly match your use case
Next-gen card programmes
Provide modern card offerings with personalised rewards
Contactless payments
Instantly provision cards into digital wallets to extend your programme’s reach
Instant issuing
Enable payments that can be fast, efficient and cost-effective
Custom payment experiences
Validate criteria such as vendor, amount, time, and location in real time
Granular fraud control
Dynamically approve or reject transactions in real time based on contextual data
Embedded finance
Blend payments into your user experience
Zero-balance prepaid cards
Release your company funds in real time to help optimise cash flow
Fast reconciliation
Insert custom metadata into transaction records to accelerate reconciliation with your ordering or sales system
Modern card issuers deliver a flexible and customisable experience
that can enable innovative use cases and easily expand to new markets
Modern card issuing platforms
- Self-service, developer-centric
- Flexible and adaptable APIs
- Digital wallet enablement
- Dynamic spend controls
- Data insights
- Real-time notifications
- Build once, deploy anywhere
Typical legacy platforms
- High-touch consulting required
- Read-only and fixed APIs
- Lack of digital access
- Fixed controls
- Limited and fragmented reporting
- Lack of real-time information
- Re-implement in each region
Modern card issuing is empowering innovative, global brands
“Without Marqeta’s platform and APIs there would be lots of use cases that we couldn’t serve. A lot of restaurants require payments at the point of sale, and Marqeta allows us to do that and serve the needs of our restaurants the way they would like to be served.”
Michael Kim,VP FinanceDiscover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
Launch your next payment innovation
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