What is modern card issuing?
Customisable Open APIs and programmable infrastructure enable new business models and digital experiences.
Card issuing refers to all elements encompassing the production and distribution of card products. This includes licensing to scheme membership, marketing to card launch, operational activities, strategy and profitability.
Build a card programme tailored to your unique business needs
Build a card programme and issue virtual or physical cards that exactly match your use case
Next-gen card programmes
Provide modern card offerings with personalised rewards
Contactless payments
Instantly provision cards into digital wallets to extend your programme’s reach
Instant issuing
Enable payments that can be fast, efficient and cost-effective
Custom payment experiences
Validate criteria such as vendor, amount, time, and location in real time
Granular fraud control
Dynamically approve or reject transactions in real time based on contextual data
Embedded finance
Blend payments into your user experience
Zero-balance prepaid cards
Release your company funds in real time to help optimise cash flow
Fast reconciliation
Insert custom metadata into transaction records to accelerate reconciliation with your ordering or sales system
Modern card issuers deliver a flexible and customisable experience
that can enable innovative use cases and easily expand to new markets
Modern card issuing platforms
Self-service, developer-centric
Flexible and adaptable APIs
Digital wallet enablement
Dynamic spend controls
Data insights
Real-time notifications
Build once, deploy anywhere
Typical legacy platforms
High-touch consulting required
Read-only and fixed APIs
Lack of digital access
Fixed controls
Limited and fragmented reporting
Lack of real-time information
Re-implement in each region
